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How Does A Cash Advance Work?

What is a Cash Advance Loan?
A cash advance loan allows customers to get cash for a short time period against their next paycheck. A customer with an active checking account, direct deposit, and a job can receive funds in their account by the next business day.

Why should I choose a loan from MyCashNow?
If you need to cover unexpected expenses like a car repair or household emergency, a payday loan/cash advance can resolve a potential financial disaster. Some are looking to bridge a short-term cash need between paychecks or to avoid bounced check fees, late payment penalties, or pawning personal possessions.

How do I apply for a loan?

  1. Click on "Apply Now" to fill out our online application.
  2. Once completed, you will receive an email with an activation code and your password to activate your account.
  3. Once your account has been activated, you can apply for a loan.
  4. Once you have applied online, a loan representative will contact you to verify your banking information and explain the terms to you.

When do I get my money?
Once your loan has been approved, your cash can be in your bank account the same day. Most applications are processed in one hour.

How do I pay my loan back?
Our primary form of payment is to debit your account in the form of a Direct Debit. For this you need to have a valid bank account. If you pay off this loan early you will not have to pay a prepayment penalty, and you may be entitled to a refund of part of the finance charge.

That's it! To find out more about Payday Loans, see Frequently Asked Questions.